A more meaningful retirement
You’ve spent years building a working life. Retirement Architecture is being built to help you shape what comes next—with clarity, connection and purpose.
In development. Built around the human transition.
Why RA. Why now.
Leaving work changes more than your calendar. It can reshape your identity, relationships, routines and sense of direction—even when your finances are in order.
What will make this next chapter feel like a life that’s truly yours?
RA brings the human side of retirement into focus, connecting the decisions that shape your everyday life.
Space to explore who you are beyond a role, a title or a familiar routine.
Where you live, how you feel and who you spend time with all influence one another.
A retirement journey changes over time. The support around it should be designed to change, too.
The value of RA
RA’s vision is simple: connecting 10 life domains so you can see how a choice in one part of life may shape another. Explore the four pillars below.
Your next chapter can reflect more of who you are.
Explore the roles, values and interests that give your days meaning.
Follow your curiosity, build new skills and keep discovering.
Consider how you want to contribute, share your experience and make a difference.
Daily wellbeing and your surroundings belong in the same conversation.
Organize priorities, routines and questions to discuss with your healthcare professionals.
Think through where and how you want to live, with your changing needs in view.
A meaningful retirement has room for people and shared experiences.
Nurture friendships, navigate changing family roles and find community.
Explore experiences that fit your interests, relationships, energy and priorities.
Bring the right questions and context to the decisions ahead.
Connect life priorities with questions and plans to discuss with your financial professionals.
Explore useful tools and build confidence with technology in everyday life.
Bring information together, understand trade-offs and identify your next step.
A move closer to family may also change your healthcare access, social life, spending and daily routines. RA is being designed to help you consider those connections together.
How RA works
A personalized AI companion, designed to bring context and continuity to the retirement transition.
Talk through your priorities, questions and what you want this next chapter to feel like.
Explore how choices across your life fit together, with relevant context carried forward through permission-based memory.
Turn reflection into a question to explore, a small experiment or a better-prepared conversation with a professional.
Explore and prepare
Navigate the transition
Reflect, adapt and grow
RA in everyday life
Illustrative ways the connected-life approach could help you think through what comes next.
Finding your rhythm
Explore the balance between meaningful activity, time with others, learning and the freedom to leave space in your day.
Making a move
Bring proximity to loved ones into the same conversation as lifestyle, healthcare access and questions for your financial advisor.
Planning an experience
Consider what you want from the experience alongside your energy, companions, budget and the preparations that matter.
Human agency, by design
RA is being built to support your judgment and strengthen your confidence. Your values, boundaries and decisions remain at the center.
What matters to you should shape the conversation—not a one-size-fits-all retirement checklist.
Permission-based memory and the ability to correct context are central design principles.
RA is intended to help you prepare for informed conversations, not replace medical, legal, tax or investment advice.
Where the idea began
Retirement Architecture began with a simple observation: preparing to leave work and preparing for life after work are connected, but different, challenges. RA is being developed by 80/20 Advisors LLC to bring more clarity, confidence and continuity to that journey.
A few good questions
A clearer picture of what we’re building and where it stands today.
RA is in development. The website describes the intended experience and design principles, rather than a fully available product. Join the interest list to hear about progress and future opportunities to participate.
People moving from work life into retirement living. The intended journey begins around two years before retirement, continues through the transition and extends two or more years afterward.
Financial readiness is one part of retirement. RA focuses on the human transition—purpose, health, relationships, home, learning and more—and how those areas connect with financial priorities. It is designed to complement your professional relationships.
It means considering important areas of your life together. A choice about home, for example, may also affect your relationships, healthcare and spending. RA’s intended role is to help surface those connections and the questions worth asking.
No. The design centers on your agency: you supply the values, priorities and permissions, and you remain responsible for consequential decisions. AI can help organize information and explore possibilities; it can also be wrong.
You can use the existing RA signup form to request project updates. Joining expresses interest; it does not purchase a service or guarantee a launch date or invitation.
Your next chapter starts with curiosity
Follow RA as the experience takes shape. Join the interest list for project updates and news about future participation.
Opens the RA signup form.